WebThe contractor general liability policy will pay to defend the contractor and pay damages awarded by the court up to the limits of the policy. Third-party Property Damage – If a … WebFeb 14, 2024 · There are three core reasons for a contractor to have general liability insurance. 1. Protection and peace of mind. General liability insurance’s primary …
Do Independent Contractors Need General Liability Insurance
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WebOct 17, 2024 · General liability insurance covers common business risks like customer injuries, customer property damage, and advertising injury. It’s often required to sign leases and contracts, and you may have to show a certificate of liability insurance as proof you have liability insurance coverage. General liability insurancecovers: 1. Property damage or bodily injury that your small business causes 2. Reputational harm caused by slander or libel 3. Advertising injury including copyright infringement See more Commercial general liability insurance (CGL) is readily available from business insurancecompanies. To prove to a client that you have insurance coverage, you’ll need to request a certificate of insurance from your insurance … See more Here is a roundup of the types of independent contractors who would benefit from general liability insurance: 1. Plumbers 2. Carpenters 3. Electricians 4. Independent … See more The cost of general liability insurance depends on several factors including the risk exposure for your business, your business location, … See more Most independent contractors in the construction industry need general liability insurance. Without it, they won’t be able to get construction jobs. Many clients require construction … See more WebFeb 8, 2024 · As a proud partner of OHBA, KASE Insurance promises to deliver customizable insurance packages that cover your business’s unique needs. Whether you’re an independent contractor or your company employs home builders, we offer various types of insurance solutions to help keep you, your team, and your projects protected … historically iconic brands